Statistics

Investor statistics

15918

Active investors

297

Average number of loans Average loans per investor

14.78 %

Average interest rate Return on investment it will always be lower than the interest rate

5 182 €

Average active investment amount Average amount invested per investor

136 722 681 €

Principal received Principal received, including principal paid from Provision fund

38 579 556 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12926

Total active borrowers

3875 €

Average loan amount

68 months

Average loan term Weighted average loan term

846 €

Average income

930 €

A+ rating

844 €

A rating

849 €

B rating

782 €

C rating

958 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 214 476 381 € 17 496 111 € 69 268 968 € 79 287 686 € 40 652 174 € 7 766 830 €
Amount of issued credits 82 493 030 € 7 035 918 € 24 521 096 € 31 603 407 € 15 167 514 € 4 164 674 €
Amount of issued credits 55 342 5 639 17 946 19 044 10 986 1 718
Amount of issued credits 55 325 5 639 17 934 19 040 10 985 1 718
Not overdue and returned 179 265 592 €
83.58% 		16 637 865 €
95.09% 		62 594 544 €
90.36% 		65 005 791 €
81.99% 		30 083 224 €
74.00% 		4 939 557 €
63.60%
Not overdue and returned 47 283 130 €
57.32% 		6 177 673 €
87.80% 		17 846 671 €
72.78% 		17 322 400 €
54.81% 		4 598 563 €
30.32% 		1 337 401 €
32.11%
Not overdue and returned 48 192
87.08% 		5 488
97.32% 		16 903
94.19% 		16 352
85.86% 		8 400
76.46% 		1 040
60.54%
Not overdue and returned 48 176
87.08% 		5 488
97.32% 		16 891
94.18% 		16 349
85.87% 		8 399
76.46% 		1 040
60.54%
Overdue 35 210 789 €
16.42% 		858 245 €
4.91% 		6 674 424 €
9.64% 		14 281 895 €
18.01% 		10 568 951 €
26.00% 		2 827 273 €
36.40%
Overdue 35 209 900 €
42.68% 		858 245 €
12.20% 		6 674 424 €
27.22% 		14 281 007 €
45.19% 		10 568 951 €
69.68% 		2 827 273 €
67.89%
Overdue 7 150
12.92% 		151
2.68% 		1 043
5.81% 		2 692
14.14% 		2 586
23.54% 		678
39.46%
Overdue 7 149
12.92% 		151
2.68% 		1 043
5.82% 		2 691
14.13% 		2 586
23.54% 		678
39.46%
1-30 days 10 947 660 €
5.10% 		532 330 €
3.04% 		3 103 555 €
4.48% 		5 011 783 €
6.32% 		1 791 557 €
4.41% 		508 434 €
6.55%
1-30 days 10 947 660 €
13.27% 		532 330 €
7.57% 		3 103 555 €
12.66% 		5 011 783 €
15.86% 		1 791 557 €
11.81% 		508 434 €
12.21%
1-30 days 1 988
3.59% 		116
2.06% 		466
2.60% 		900
4.73% 		374
3.40% 		132
7.68%
1-30 days 1 988
3.59% 		116
2.06% 		466
2.60% 		900
4.73% 		374
3.40% 		132
7.68%
31-60 days 2 313 967 €
1.08% 		49 603 €
0.28% 		421 217 €
0.61% 		1 122 022 €
1.42% 		496 322 €
1.22% 		224 802 €
2.89%
31-60 days 2 313 079 €
2.80% 		49 603 €
0.70% 		421 217 €
1.72% 		1 121 134 €
3.55% 		496 322 €
3.27% 		224 802 €
5.40%
31-60 days 415
0.75% 		6
0.11% 		67
0.37% 		183
0.96% 		103
0.94% 		56
3.26%
31-60 days 414
0.75% 		6
0.11% 		67
0.37% 		182
0.96% 		103
0.94% 		56
3.26%
61-90 days 1 381 063 €
0.64% 		28 437 €
0.16% 		301 393 €
0.44% 		546 736 €
0.69% 		369 809 €
0.91% 		134 688 €
1.73%
61-90 days 1 381 063 €
1.67% 		28 437 €
0.40% 		301 393 €
1.23% 		546 736 €
1.73% 		369 809 €
2.44% 		134 688 €
3.23%
61-90 days 249
0.45% 		4
0.07% 		37
0.21% 		101
0.53% 		79
0.72% 		28
1.63%
61-90 days 249
0.45% 		4
0.07% 		37
0.21% 		101
0.53% 		79
0.72% 		28
1.63%
91-720 days 11 867 316 €
5.53% 		237 204 €
1.36% 		2 199 963 €
3.18% 		4 783 385 €
6.03% 		3 079 348 €
7.57% 		1 567 417 €
20.18%
91-720 days 11 867 316 €
14.39% 		237 204 €
3.37% 		2 199 963 €
8.97% 		4 783 385 €
15.14% 		3 079 348 €
20.30% 		1 567 417 €
37.64%
91-720 days 2 138
3.86% 		23
0.41% 		285
1.59% 		789
4.14% 		680
6.19% 		361
21.01%
91-720 days 2 138
3.86% 		23
0.41% 		285
1.59% 		789
4.14% 		680
6.19% 		361
21.01%
> 720 days 8 700 781 €
4.06% 		10 671 €
0.06% 		648 296 €
0.94% 		2 817 968 €
3.55% 		4 831 915 €
11.89% 		391 931 €
5.05%
> 720 days 8 700 781 €
10.55% 		10 671 €
0.15% 		648 296 €
2.64% 		2 817 968 €
8.92% 		4 831 915 €
31.86% 		391 931 €
9.41%
> 720 days 2 360
4.26% 		2
0.04% 		188
1.05% 		719
3.78% 		1 350
12.29% 		101
5.88%
> 720 days 2 360
4.27% 		2
0.04% 		188
1.05% 		719
3.78% 		1 350
12.29% 		101
5.88%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 463 465 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 387 416 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 626 854 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 869 431 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 301 424 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 273 728 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 384 122 € 8 059 945 € 12 702 346 € 16 409 040 € 15 985 468 € 20 637 123 € 23 019 234 € 20 697 084 € 12 081 365 €
A+
 0 € 0 € 0 € 0 € 0 € 1 434 944 € 2 321 131 € 3 289 368 € 2 534 740 € 880 010 €
A
 1 400 € 606 731 € 3 030 303 € 5 312 131 € 6 738 974 € 4 944 441 € 6 004 189 € 7 669 373 € 7 165 329 € 3 275 003 €
B
 2 750 € 834 841 € 2 893 620 € 3 945 364 € 5 422 965 € 5 475 860 € 7 095 527 € 8 455 239 € 7 697 492 € 5 859 937 €
C
 2 700 € 942 550 € 2 136 021 € 3 444 851 € 4 247 101 € 4 130 223 € 3 941 789 € 2 737 738 € 2 357 765 € 1 543 832 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 274 487 € 867 515 € 941 759 € 518 395 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.96 % 90.14 % 88.99 % 88.11 % 83.77 % 75.35 % 61.90 % 47.10 % 28.45 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 92.53 % 75.01 % 65.23 % 46.76 % 36.86 %
A
 100.00 % 92.48 % 97.03 % 98.05 % 97.58 % 89.54 % 75.14 % 59.74 % 47.18 % 28.17 %
B
 100.00 % 96.00 % 89.46 % 89.04 % 89.29 % 82.74 % 78.72 % 62.68 % 49.07 % 29.49 %
C
 100.00 % 90.72 % 82.65 % 77.84 % 75.24 % 76.59 % 71.81 % 62.19 % 43.90 % 24.50 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 70.76 % 61.25 % 41.38 % 22.80 %
Outstanding principal, EUR 0 € 180 543 € 882 102 € 1 572 076 € 2 215 126 € 3 097 502 € 6 751 973 € 14 169 497 € 23 242 886 € 30 382 099 €
A+
 0 € 0 € 0 € 0 € 0 € 115 838 € 773 179 € 1 753 453 € 2 886 041 € 1 507 406 €
A
 0 € 49 343 € 92 695 € 105 704 € 166 931 € 577 482 € 1 986 689 € 5 169 316 € 8 021 084 € 8 351 851 €
B
 0 € 34 761 € 340 976 € 485 618 € 650 609 € 1 141 937 € 1 918 125 € 5 033 462 € 7 989 108 € 14 009 494 €
C
 0 € 96 438 € 448 430 € 980 754 € 1 397 586 € 1 262 245 € 1 547 319 € 1 664 503 € 3 012 735 € 4 757 592 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 526 660 € 548 762 € 1 333 918 € 1 755 333 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 180 542 € 882 103 € 1 572 076 € 2 152 268 € 1 907 907 € 2 287 739 € 4 011 429 € 5 634 555 € 1 939 479 €
A+
 0 € 0 € 0 € 0 € 0 € 4 440 € 5 372 € 67 217 € 160 101 € 10 744 €
A
 0 € 49 343 € 92 695 € 105 704 € 135 882 € 88 461 € 243 385 € 827 823 € 1 016 382 € 288 583 €
B
 0 € 34 761 € 340 977 € 485 618 € 619 557 € 661 464 € 722 186 € 1 833 329 € 2 242 329 € 661 132 €
C
 0 € 96 438 € 448 430 € 980 754 € 1 396 829 € 1 153 542 € 910 779 € 924 683 € 1 406 479 € 593 329 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 406 016 € 358 377 € 809 264 € 385 691 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.04 % 9.86 % 11.01 % 11.56 % 10.00 % 8.35 % 10.79 % 12.82 % 4.57 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.17 % 1.33 % 2.95 % 0.45 %
A
 0.00 % 7.52 % 2.97 % 1.95 % 1.97 % 1.60 % 3.05 % 6.45 % 6.69 % 2.48 %
B
 0.00 % 4.00 % 10.54 % 10.96 % 10.20 % 10.00 % 8.01 % 13.59 % 14.29 % 3.33 %
C
 0.00 % 9.28 % 17.35 % 22.16 % 24.75 % 21.39 % 16.59 % 21.00 % 26.19 % 9.42 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.54 % 25.30 % 35.56 % 16.96 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 %
Interest paid, EUR 1 142 € 1 053 852 € 3 410 952 € 4 768 739 € 6 066 152 € 4 930 298 € 5 639 602 € 5 363 984 € 5 233 844 € 1 946 867 €
A+
 0 € 0 € 0 € 0 € 0 € 219 774 € 405 520 € 492 206 € 474 636 € 92 743 €
A
 61 € 211 693 € 861 927 € 1 257 519 € 1 507 143 € 1 072 984 € 1 299 388 € 1 628 394 € 1 635 471 € 504 071 €
B
 416 € 344 678 € 1 264 678 € 1 463 066 € 1 990 367 € 1 824 967 € 1 870 892 € 2 049 477 € 1 998 504 € 909 900 €
C
 664 € 497 481 € 1 284 347 € 2 048 154 € 2 568 641 € 1 812 574 € 1 514 164 € 849 206 € 790 868 € 323 342 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 549 639 € 344 702 € 334 365 € 116 660 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 220 905 € 994 484 € 1 438 303 € 1 674 036 € 1 191 413 € 853 171 € 871 974 € 1 029 760 € 301 313 €
A+
 0 € 0 € 0 € 0 € 0 € 597 € 272 € 6 709 € 14 053 € 1 184 €
A
 0 € 52 466 € 69 371 € 61 509 € 53 762 € 28 264 € 47 116 € 101 247 € 130 562 € 27 740 €
B
 0 € 41 494 € 333 812 € 371 728 € 408 249 € 367 221 € 202 344 € 371 844 € 379 517 € 102 514 €
C
 0 € 126 945 € 591 301 € 1 005 067 € 1 212 025 € 795 331 € 388 245 € 267 643 € 295 575 € 97 993 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 215 194 € 124 531 € 210 052 € 71 881 €
>90 days overdue, EUR 0 € 220 905 € 994 484 € 1 438 303 € 1 672 775 € 1 158 430 € 780 662 € 718 695 € 717 424 € 102 976 €
A+
 0 € 0 € 0 € 0 € 0 € 542 € 62 € 4 863 € 7 066 € 324 €
A
 0 € 52 466 € 69 371 € 61 509 € 53 696 € 26 650 € 40 045 € 74 932 € 76 684 € 9 599 €
B
 0 € 41 494 € 333 812 € 371 728 € 407 910 € 351 441 € 180 500 € 300 951 € 259 976 € 27 752 €
C
 0 € 126 945 € 591 301 € 1 005 067 € 1 211 169 € 779 797 € 357 157 € 230 952 € 212 736 € 32 440 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 202 898 € 106 997 € 160 961 € 32 861 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 281 783 €
Receivable fee amount 12 643 177 €
Historical Returns